Worries can include paying rent or other household bills, struggling to afford basics such as food, fuel or clothes, being able to travel when needed as well as the important things such as ability to attend social events, look after your wellbeing and keeping in touch with family and friends.
Financial worries affect both people who are working as well as those out of work, studying or retired.
*Please note: If you have concerns that the person you are supporting is a victim of financial abuse, you must seek help. The following support services will be able to advise you.
Cost of Living & Financial Wellbeing
Managing the cost of living can be very stressful and affects many areas of people’s lives.
Self Help
MoneyHelper
Phone: 0800 138 7777
Online form: Money Guidance Enquiry Form
Free and impartial help with money and pensions
Money Advice Scotland
Email: info@moneyadvicescotland.org.uk
Money Advice Scotland supports people in debt, supports money advisers, and influences policy. Mission statement is to be the driving force towards financial wellbeing in Scotland.
Connecting Scotland
Connecting Scotland is a Scottish Government programme, delivered in partnership with the Scottish Council for Voluntary Organisations (SCVO). The programme provides internet-enabled devices, connectivity and digital skills support to people who are digitally excluded.
Email: help@connecting.scot
Phone: 0800 0590690
Phone: 0800 138 7777
Online form: Money Guidance Enquiry Form
Free and impartial help with money and pensions
Money Advice Scotland
Email: info@moneyadvicescotland.org.uk
Money Advice Scotland supports people in debt, supports money advisers, and influences policy. Mission statement is to be the driving force towards financial wellbeing in Scotland.
Connecting Scotland
Connecting Scotland is a Scottish Government programme, delivered in partnership with the Scottish Council for Voluntary Organisations (SCVO). The programme provides internet-enabled devices, connectivity and digital skills support to people who are digitally excluded.
Email: help@connecting.scot
Phone: 0800 0590690
Further Information
It is important to seek help early, even if you are managing at the moment, but are worried that you might start to struggle in the future. There are many free, impartial and trusted sources of support that can help with things like welfare benefits, debt, home energy bills and scams.
Angus Welfare Rights
E-mail: welfarerights@angus.gov.uk
Online form: Welfare Rights and Macmillan Referral - MyAngus
Phone: 03452 777 778 (ACCESSLine)
Dundee Welfare Rights
E-mail: welfare.rights@dundeecity.gov.uk
Phone: 01382 431188 (option 2)
Perth and Kinross Welfare Rights
E-mail: welfarerights@pkc.gov.uk
Online form: Make a Welfare Rights Referral
Phone: 01738 476900 (option 1)
Citizens Advice Bureau
Local CAB or Citizens Advice Scotland: 0800 028 1456
Advice on issues such as debt management and welfare benefits, housing, immigration, employment, consumer complaints, scams and landlord-tenant disputes.
Advice Centre
E-mail: Tay.AdviceCentre@nhs.scot
Phone: 01382 740519
Located on the main concourse of Ninewells Hopsital, the Advice Centre offers information and advice on services that can help with debt, benefit entitlements, home energy efficiency, grants and food insecurity.
Home Energy Scotland (HES)
Phone: 0808 808 2282
HES offers free advice and support to help make homes warmer, reduce energy bills, and contribute to a greener, more sustainable future. Funded by the Scottish Government and managed by Energy Saving Trust, HES are committed to positively impacting the lives of people throughout Scotland. The primary focus is to tackle fuel poverty and the climate emergency, by helping people stay warmer at home for less and reducing their carbon footprint.
Angus Welfare Rights
E-mail: welfarerights@angus.gov.uk
Online form: Welfare Rights and Macmillan Referral - MyAngus
Phone: 03452 777 778 (ACCESSLine)
Dundee Welfare Rights
E-mail: welfare.rights@dundeecity.gov.uk
Phone: 01382 431188 (option 2)
Perth and Kinross Welfare Rights
E-mail: welfarerights@pkc.gov.uk
Online form: Make a Welfare Rights Referral
Phone: 01738 476900 (option 1)
Citizens Advice Bureau
Local CAB or Citizens Advice Scotland: 0800 028 1456
Advice on issues such as debt management and welfare benefits, housing, immigration, employment, consumer complaints, scams and landlord-tenant disputes.
Advice Centre
E-mail: Tay.AdviceCentre@nhs.scot
Phone: 01382 740519
Located on the main concourse of Ninewells Hopsital, the Advice Centre offers information and advice on services that can help with debt, benefit entitlements, home energy efficiency, grants and food insecurity.
Home Energy Scotland (HES)
Phone: 0808 808 2282
HES offers free advice and support to help make homes warmer, reduce energy bills, and contribute to a greener, more sustainable future. Funded by the Scottish Government and managed by Energy Saving Trust, HES are committed to positively impacting the lives of people throughout Scotland. The primary focus is to tackle fuel poverty and the climate emergency, by helping people stay warmer at home for less and reducing their carbon footprint.